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MCP Bank Statement in Claude Code

Bank CSV exports categorised, summarised and reconciled with expenses. It reads a bank CSV export from Revolut, Wise, mBank, PKO BP, ING, N26 or a generic debit/credit layout, finds the header row under any preamble, parses amounts in the file's own locale, and dedupes on re-import so a second import of the same file adds nothing.

Month-end reconciliation for a project's own account is repo-shaped work, so `claude mcp add --scope project bank-statement -- node /absolute/path/to/mcp-servers/servers/bank-statement/dist/index.js` keeps the ledger scoped to the project it is reconciling.

What you get in Claude Code

You say	Tool
Import this Revolut export and categorise it.	`statement_import`
What did I spend this month, by category?	`statement_summary`
Which expenses have no bank line, and what subscriptions am I paying?	`reconcile_expenses then recurring_detect`

The 60-row test fixture: 60 transactions stored, then 0 stored and 60 duplicates reported on re-import of the same file. recurring_detect on it found a monthly Spotify charge, 3 occurrences, EUR 9.99, annualised EUR 119.88.

Install it in Claude Code

The file is .mcp.json, and the key inside it is mcpServers.

Scope	Path
local (default)	`~/.claude.json, this project only`
project	`.mcp.json at the repository root`
user	`~/.claude.json, every project`

If you also run Claude Desktop, the shortest path there is one click: bank-statement.mcpb from the bundle catalog opens as an extension, with no JSON and no terminal. Claude Code reads its own config, so here it is:

From the terminal, against a built file:

claude mcp add --scope user bank-statement -- node /absolute/path/to/mcp-servers/servers/bank-statement/dist/index.js
claude mcp list    # health-check it before the first prompt

# or --scope project, committed to .mcp.json for the team

The node command above wants a built file. From a clone, once:

git clone https://github.com/theluckystrike/mcp-servers.git
cd mcp-servers && npm install
npm run build -w packages/mcp-license -w servers/bank-statement

That writes servers/bank-statement/dist/index.js, and its absolute path is the one argument the config needs.

The npm packages are not published yet, so the form below returns a 404 today. It is here because it is what the entry becomes the day the publish lands, with nothing else changed:

claude mcp add bank-statement -- npx -y @theluckystrike/mcp-bank-statement

No restart. The entry is picked up in the next session, and `/mcp` reconnects one on demand.

Nothing is published to npm yet, so the working install paths are the ones above: the .mcpb bundle from the bundle catalog, a clone and build, or the hosted URL.

No install: the hosted endpoint

The same server runs at https://mcp.zovo.one/mcp/bank-statement over MCP streamable HTTP, no install. Mint a free token with curl https://mcp.zovo.one/mcp/token, or use a Pro key. It has no filesystem, so a file comes back as a one-hour download link.

claude mcp add --transport http bank-statement https://mcp.zovo.one/mcp/bank-statement \
  --header "Authorization: Bearer <token>"

Claude Code notes worth knowing first

The `--` is load-bearing: it separates Claude Code's own options, such as --transport, --env and --scope, from the command that runs the server. And the default scope is local, private to you and to the directory you ran it in, so adding it in the wrong folder leaves the tools absent with no error at all.

Free: 2 accounts, 12 months of history, 5 category rules, summary and search. Pro is $19 once, verified offline.

Questions

Which scope should I use for MCP Bank Statement?

Local, the default, writes ~/.claude.json and is private to you and that directory. --scope project writes .mcp.json at the repository root, shared through version control. --scope user loads it everywhere.

Why did my first prompt ignore the server?

Measured, not documented: of three fresh projects, one first prompt made zero tool calls although initialize answered in 1.05 seconds. Run claude mcp list once first: it prints Connected, and the next run used the tool.

Can I use MCP Bank Statement without installing anything?

Yes: claude mcp add --transport http bank-statement https://mcp.zovo.one/mcp/bank-statement --header "Authorization: Bearer <token>". Mint a free token at https://mcp.zovo.one/mcp/token or use a Pro key. -t and -H are the short forms.

MCP Bank Statement in detail · The same server in Claude Desktop and Cursor · Every server in Claude Code · Guides · Claude Code docs · Buy Pro

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