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MCP Bank Statement in Claude Code

Bank CSV exports categorised, summarised and reconciled with expenses. It reads a bank CSV export from Revolut, Wise, mBank, PKO BP, ING, N26 or a generic debit/credit layout, finds the header row under any preamble, parses amounts in the file's own locale, and dedupes on re-import so a second import of the same file adds nothing.

Month-end reconciliation for a project's own account is repo-shaped work, so `claude mcp add bank-statement -- npx -y @theluckystrike/mcp-bank-statement --scope project` keeps the ledger scoped to the project it is reconciling.

What you get in Claude Code

You say	Tool
Import this Revolut export and categorise it.	`statement_import`
What did I spend this month, by category?	`statement_summary`
Which expenses have no bank line, and what subscriptions am I paying?	`reconcile_expenses then recurring_detect`

The 60-row test fixture: 60 transactions stored, then 0 stored and 60 duplicates reported on re-import of the same file. recurring_detect on it found a monthly Spotify charge, 3 occurrences, EUR 9.99, annualised EUR 119.88.

Install it in Claude Code

The file is .mcp.json, and the key inside it is mcpServers.

Scope	Path
local (default)	`~/.claude.json, this project only`
project	`.mcp.json at the repository root`
user	`~/.claude.json, every project`

claude mcp add bank-statement -- npx -y @theluckystrike/mcp-bank-statement
claude mcp list    # health-check it before the first prompt

# or --scope project, committed to .mcp.json for the team

No restart. The entry is picked up in the next session, and `/mcp` reconnects one on demand.

The npm publish of @theluckystrike/mcp-bank-statement is pending; until then use the .mcpb bundle or a clone and build from the latest release.

No install: the hosted endpoint

There is no hosted endpoint for this one yet. MCP Bank Statement runs locally over stdio with the config above, which is also the only form in which it reads and writes files on your own disk. Three of the servers in this collection are served at https://mcp.zovo.one/mcp/<name> over MCP streamable HTTP: time-tracker, price-tracker and invoice.

Claude Code notes worth knowing first

The `--` is load-bearing: it separates Claude Code's own options, such as --transport, --env and --scope, from the command that runs the server. And the default scope is local, private to you and to the directory you ran it in, so adding it in the wrong folder leaves the tools absent with no error at all.

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Questions

Which scope should I use for MCP Bank Statement?

Local, the default, writes ~/.claude.json and is private to you and that directory. --scope project writes .mcp.json at the repository root, shared through version control. --scope user loads it everywhere.

Why did my first prompt ignore the server?

Measured, not documented: of three fresh projects, one first prompt made zero tool calls although initialize answered in 1.05 seconds. Run claude mcp list once first: it prints Connected, and the next run used the tool.

Can I use MCP Bank Statement without installing anything?

Not yet. MCP Bank Statement runs locally over stdio, which is also how it reads and writes files on your disk. The hosted endpoints at https://mcp.zovo.one/mcp currently cover time-tracker, price-tracker and invoice.

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