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MCP Bank Statement in Claude.ai and Claude Desktop connectors

Bank CSV exports categorised, summarised and reconciled with expenses. It reads a bank CSV export from Revolut, Wise, mBank, PKO BP, ING, N26 or a generic debit/credit layout, finds the header row under any preamble, parses amounts in the file's own locale, and dedupes on re-import so a second import of the same file adds nothing.

There is no local CSV to point at over a browser connector, so the statement goes in through bank_upload first, by name, and the export comes back as a one-hour download link; the expense ledger it reconciles against is the same one behind the token.

What you get

You sayTool
Import this Revolut export and categorise it.statement_import
What did I spend this month, by category?statement_summary
Which expenses have no bank line, and what subscriptions am I paying?reconcile_expenses then recurring_detect

The 60-row test fixture: 60 transactions stored, then 0 stored and 60 duplicates reported on re-import of the same file. recurring_detect on it found a monthly Spotify charge, 3 occurrences, EUR 9.99, annualised EUR 119.88.

Connect it, no install

https://mcp.zovo.one/mcp/connect mints an anonymous token and prints a URL per server, including this one, shaped like https://mcp.zovo.one/mcp/bank-statement/t/<token>. That URL works with no headers: the token is in the path, not in an Authorization field this form does not have.

  1. Open https://mcp.zovo.one/mcp/connect and copy the URL printed for MCP Bank Statement.
  2. There is no config file here: the Add custom connector form asks for a name and a Remote MCP server URL, with an Advanced settings section for an optional OAuth Client ID and Client Secret.
  3. Paste the URL as the Remote MCP server URL. Leave the optional OAuth Client ID and Client Secret blank; this endpoint does not use them.
  4. Click Connect, then turn the connector on for a conversation from the + button, Connectors.

Idle anonymous tokens are swept after 30 days. Since this route has no filesystem, a file MCP Bank Statement generates comes back as a download link that expires after one hour. A Pro key can replace the token in the same URL and removes the free-tier limits.

Claude.ai and Claude Desktop connectors notes worth knowing first

On an individual Pro or Max plan you add the connector yourself from Customize, Connectors. On Team and Enterprise it is the other way round: only an Owner or Primary Owner can add a custom connector, at Organization settings, Connectors, and members then connect to what the Owner added rather than pasting their own URL.

Free: 2 accounts, 12 months of history, 5 category rules, summary and search. Pro is $19 once, verified offline, and binds to the token after checkout.

Questions

Does this need OAuth?

No. Add custom connector offers an Advanced settings section with an OAuth Client ID and Client Secret, but the connect-by-URL route does not use it. Leave both blank: the token in the URL path is what authenticates.

I am on a Team or Enterprise plan and cannot add a connector.

That is documented, not a bug: on Team and Enterprise, only an Owner or Primary Owner can add a custom connector, at Organization settings, Connectors, Add, Custom, Web. After that, members connect to the URL the Owner added from Customize, Connectors.

Can I use my Pro key instead of the free anonymous token?

Yes. The token segment of the URL from /mcp/connect can be replaced with a Pro key, which removes the free-tier limits on MCP Bank Statement for that connector.

Why did a generated file come back as a link instead of opening?

The connector runs server-side with no filesystem of its own, so any file MCP Bank Statement produces is handed back as a download link that expires after one hour, rather than a path on disk.

Related

MCP Bank Statement in detail · How connect-by-URL works · Every server for Claude.ai and Claude Desktop connectors · All clients · Claude.ai and Claude Desktop connectors docs