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MCP Bank Statement in VS Code

Bank CSV exports categorised, summarised and reconciled with expenses. It reads a bank CSV export from Revolut, Wise, mBank, PKO BP, ING, N26 or a generic debit/credit layout, finds the header row under any preamble, parses amounts in the file's own locale, and dedupes on re-import so a second import of the same file adds nothing.

In agent mode statement_import and statement_summary are tools the agent can call mid-task, so "pull in this export and tell me if anything looks uncategorised" runs as one instruction rather than a separate spreadsheet pass.

What you get in VS Code

You say	Tool
Import this Revolut export and categorise it.	`statement_import`
What did I spend this month, by category?	`statement_summary`
Which expenses have no bank line, and what subscriptions am I paying?	`reconcile_expenses then recurring_detect`

The 60-row test fixture: 60 transactions stored, then 0 stored and 60 duplicates reported on re-import of the same file. recurring_detect on it found a monthly Spotify charge, 3 occurrences, EUR 9.99, annualised EUR 119.88.

Install it in VS Code

The file is .vscode/mcp.json, and the key inside it is servers.

Scope	Path
This workspace	`<workspace>/.vscode/mcp.json`
Every workspace	`the user profile mcp.json, opened by the MCP: Open User Configuration command`

If you also run Claude Desktop, the shortest path there is one click: bank-statement.mcpb from the bundle catalog opens as an extension, with no JSON and no terminal. VS Code reads its own config, so here it is:

// .vscode/mcp.json  (the key is "servers")
{
  "servers": {
    "bank-statement": {
      "command": "node",
      "args": ["/absolute/path/to/mcp-servers/servers/bank-statement/dist/index.js"]
    }
  }
}

Or from a terminal:

code --add-mcp '{"name":"bank-statement","command":"node","args":["/absolute/path/to/mcp-servers/servers/bank-statement/dist/index.js"]}'

The node command above wants a built file. From a clone, once:

git clone https://github.com/theluckystrike/mcp-servers.git
cd mcp-servers && npm install
npm run build -w packages/mcp-license -w servers/bank-statement

That writes servers/bank-statement/dist/index.js, and its absolute path is the one argument the config needs.

The npm packages are not published yet, so the form below returns a 404 today. It is here because it is what the entry becomes the day the publish lands, with nothing else changed:

code --add-mcp '{"name":"bank-statement","command":"npx","args":["-y","@theluckystrike/mcp-bank-statement"]}'

VS Code asks you to confirm you trust the server and its capabilities before it starts. Nothing runs until you answer.

Nothing is published to npm yet, so the working install paths are the ones above: the .mcpb bundle from the bundle catalog, a clone and build, or the hosted URL.

No install: the hosted endpoint

The same server runs at https://mcp.zovo.one/mcp/bank-statement over MCP streamable HTTP, no install. Mint a free token with curl https://mcp.zovo.one/mcp/token, or use a Pro key. It has no filesystem, so a file comes back as a one-hour download link.

{
  "servers": {
    "bank-statement": {
      "url": "https://mcp.zovo.one/mcp/bank-statement",
      "headers": { "Authorization": "Bearer <token>" }
    }
  }
}

VS Code notes worth knowing first

The top-level key is "servers", not "mcpServers". A config pasted from a Claude Desktop or Cursor README parses cleanly, contributes no servers, and gives you no error to read, which makes it the most expensive one-word mistake here. Alongside it an "inputs" array holds secrets. The newer Agent Host reads a workspace .mcp.json instead.

Free: 2 accounts, 12 months of history, 5 category rules, summary and search. Pro is $19 once, verified offline.

Questions

Why does my mcp.json do nothing?

The key is servers, not mcpServers. A config copied from a Claude Desktop README parses cleanly and contributes nothing. Rename it. On the newer Agent Host, use a workspace .mcp.json instead.

Do I have to edit the file at all?

No. code --add-mcp takes the server object on the command line, and MCP: Add Server in the palette asks whether the target is Workspace or Global.

Where do the MCP Bank Statement tools show up?

In Chat, behind the tools picker, once the server has started. Adding or changing one raises a prompt asking you to confirm you trust it; if the picker is empty, that prompt is usually still waiting.

MCP Bank Statement in detail · The same server in Cursor and Windsurf · Every server in VS Code · Guides · VS Code docs · Buy Pro

Related guides & tools

Categorize and reconcile a bank CSV export from chat · Turn a bank CSV export into Excel rows from chat · How to categorize bank transactions