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MCP Bank Statement in VS Code

Bank CSV exports categorised, summarised and reconciled with expenses. It reads a bank CSV export from Revolut, Wise, mBank, PKO BP, ING, N26 or a generic debit/credit layout, finds the header row under any preamble, parses amounts in the file's own locale, and dedupes on re-import so a second import of the same file adds nothing.

In agent mode statement_import and statement_summary are tools the agent can call mid-task, so "pull in this export and tell me if anything looks uncategorised" runs as one instruction rather than a separate spreadsheet pass.

What you get in VS Code

You say	Tool
Import this Revolut export and categorise it.	`statement_import`
What did I spend this month, by category?	`statement_summary`
Which expenses have no bank line, and what subscriptions am I paying?	`reconcile_expenses then recurring_detect`

The 60-row test fixture: 60 transactions stored, then 0 stored and 60 duplicates reported on re-import of the same file. recurring_detect on it found a monthly Spotify charge, 3 occurrences, EUR 9.99, annualised EUR 119.88.

Install it in VS Code

The file is .vscode/mcp.json, and the key inside it is servers.

Scope	Path
This workspace	`<workspace>/.vscode/mcp.json`
Every workspace	`the user profile mcp.json, opened by the MCP: Open User Configuration command`

// .vscode/mcp.json  (the key is "servers")
{
  "servers": {
    "bank-statement": {
      "command": "npx",
      "args": ["-y", "@theluckystrike/mcp-bank-statement"]
    }
  }
}

Or from a terminal:

code --add-mcp '{"name":"bank-statement","command":"npx","args":["-y","@theluckystrike/mcp-bank-statement"]}'

VS Code asks you to confirm you trust the server and its capabilities before it starts. Nothing runs until you answer.

The npm publish of @theluckystrike/mcp-bank-statement is pending; until then use the .mcpb bundle or a clone and build from the latest release.

No install: the hosted endpoint

There is no hosted endpoint for this one yet. MCP Bank Statement runs locally over stdio with the config above, which is also the only form in which it reads and writes files on your own disk. Three of the servers in this collection are served at https://mcp.zovo.one/mcp/<name> over MCP streamable HTTP: time-tracker, price-tracker and invoice.

VS Code notes worth knowing first

The top-level key is "servers", not "mcpServers". A config pasted from a Claude Desktop or Cursor README parses cleanly, contributes no servers, and gives you no error to read, which makes it the most expensive one-word mistake here. Alongside it an "inputs" array holds secrets. The newer Agent Host reads a workspace .mcp.json instead.

Free: 2 accounts, 12 months of history, 5 category rules, summary and search. Pro is $19 once, verified offline.

Questions

Why does my mcp.json do nothing?

The key is servers, not mcpServers. A config copied from a Claude Desktop README parses cleanly and contributes nothing. Rename it. On the newer Agent Host, use a workspace .mcp.json instead.

Do I have to edit the file at all?

No. code --add-mcp takes the server object on the command line, and MCP: Add Server in the palette asks whether the target is Workspace or Global.

Where do the MCP Bank Statement tools show up?

In Chat, behind the tools picker, once the server has started. Adding or changing one raises a prompt asking you to confirm you trust it; if the picker is empty, that prompt is usually still waiting.

MCP Bank Statement in detail · The same server in Cursor and Windsurf · Every server in VS Code · Guides · VS Code docs