Home · Setup · Windsurf

MCP Bank Statement in Windsurf

Bank CSV exports categorised, summarised and reconciled with expenses. It reads a bank CSV export from Revolut, Wise, mBank, PKO BP, ING, N26 or a generic debit/credit layout, finds the header row under any preamble, parses amounts in the file's own locale, and dedupes on re-import so a second import of the same file adds nothing.

Eleven tools against Cascade's ceiling of 100, and a bank export is read in one sitting a few times a month rather than polled continuously, so it costs little to leave enabled between statements.

What you get in Windsurf

You say	Tool
Import this Revolut export and categorise it.	`statement_import`
What did I spend this month, by category?	`statement_summary`
Which expenses have no bank line, and what subscriptions am I paying?	`reconcile_expenses then recurring_detect`

The 60-row test fixture: 60 transactions stored, then 0 stored and 60 duplicates reported on re-import of the same file. recurring_detect on it found a monthly Spotify charge, 3 occurrences, EUR 9.99, annualised EUR 119.88.

Install it in Windsurf

The file is mcp_config.json, and the key inside it is mcpServers.

Scope	Path
macOS, Windows and Linux	`~/.codeium/windsurf/mcp_config.json`

If you also run Claude Desktop, the shortest path there is one click: bank-statement.mcpb from the bundle catalog opens as an extension, with no JSON and no terminal. Windsurf reads its own config, so here it is:

The config block:

{
  "mcpServers": {
    "bank-statement": {
      "command": "node",
      "args": ["/absolute/path/to/mcp-servers/servers/bank-statement/dist/index.js"]
    }
  }
}

The node command above wants a built file. From a clone, once:

git clone https://github.com/theluckystrike/mcp-servers.git
cd mcp-servers && npm install
npm run build -w packages/mcp-license -w servers/bank-statement

That writes servers/bank-statement/dist/index.js, and its absolute path is the one argument the config needs.

The npm packages are not published yet, so the form below returns a 404 today. It is here because it is what the entry becomes the day the publish lands, with nothing else changed:

{
  "mcpServers": {
    "bank-statement": {
      "command": "npx",
      "args": ["-y", "@theluckystrike/mcp-bank-statement"]
    }
  }
}

Save and reopen the MCP Servers list; Cascade picks it up without restarting the editor.

Nothing is published to npm yet, so the working install paths are the ones above: the .mcpb bundle from the bundle catalog, a clone and build, or the hosted URL.

No install: the hosted endpoint

The same server runs at https://mcp.zovo.one/mcp/bank-statement over MCP streamable HTTP, no install. Mint a free token with curl https://mcp.zovo.one/mcp/token, or use a Pro key. It has no filesystem, so a file comes back as a one-hour download link.

{
  "mcpServers": {
    "bank-statement": {
      "url": "https://mcp.zovo.one/mcp/bank-statement",
      "headers": { "Authorization": "Bearer <token>" }
    }
  }
}

Windsurf notes worth knowing first

Read this first: mcp_config.json applies to the legacy Cascade agent only. The Devin Local agent, the default for new tabs, takes its servers from the Devin CLI config files, so a correct entry here can still be invisible in a fresh tab. The other hard number is a cap: Cascade reaches at most 100 tools at once, and every enabled server spends from it.

Free: 2 accounts, 12 months of history, 5 category rules, summary and search. Pro is $19 once, verified offline.

Questions

Where does Windsurf keep its MCP config?

~/.codeium/windsurf/mcp_config.json, under mcpServers. Reach it from the MCPs icon at the top right of the Cascade panel, or Devin Settings, Cascade, MCP Servers.

I edited the file and a new tab still cannot see MCP Bank Statement.

That file applies to the legacy Cascade agent only. The Devin Local agent, the default for new tabs, reads its servers from the Devin CLI config files instead. Check which agent the tab runs.

How many servers can I load at once?

Cascade reaches at most 100 tools at any one time, and every enabled server spends from that single budget. MCP Bank Statement contributes 11 tools, so keep the enabled list short rather than counting servers.

MCP Bank Statement in detail · The same server in VS Code and Cline · Every server in Windsurf · Guides · Windsurf docs · Buy Pro

Related guides & tools

Categorize and reconcile a bank CSV export from chat · Turn a bank CSV export into Excel rows from chat · How to categorize bank transactions