Home · Setup · Cline

MCP Bank Statement in Cline

Bank CSV exports categorised, summarised and reconciled with expenses. It reads a bank CSV export from Revolut, Wise, mBank, PKO BP, ING, N26 or a generic debit/credit layout, finds the header row under any preamble, parses amounts in the file's own locale, and dedupes on re-import so a second import of the same file adds nothing.

transactions_list, transactions_search and statement_summary are reads and safe to auto-approve; leave statement_import, category_rules and transaction_categorize behind a click, since each one changes what the ledger says happened.

What you get in Cline

You say	Tool
Import this Revolut export and categorise it.	`statement_import`
What did I spend this month, by category?	`statement_summary`
Which expenses have no bank line, and what subscriptions am I paying?	`reconcile_expenses then recurring_detect`

The 60-row test fixture: 60 transactions stored, then 0 stored and 60 duplicates reported on re-import of the same file. recurring_detect on it found a monthly Spotify charge, 3 occurrences, EUR 9.99, annualised EUR 119.88.

Install it in Cline

The file is mcp.json, and the key inside it is mcpServers.

Scope	Path
Cline CLI	`~/.cline/mcp.json`
The editor extension	`opened from the Cline panel, not by path; the documentation deliberately calls it the MCP settings JSON used by the extension`

If you also run Claude Desktop, the shortest path there is one click: bank-statement.mcpb from the bundle catalog opens as an extension, with no JSON and no terminal. Cline reads its own config, so here it is:

The config block:

{
  "mcpServers": {
    "bank-statement": {
      "command": "node",
      "args": ["/absolute/path/to/mcp-servers/servers/bank-statement/dist/index.js"],
      "disabled": false,
      "autoApprove": []
    }
  }
}

The node command above wants a built file. From a clone, once:

git clone https://github.com/theluckystrike/mcp-servers.git
cd mcp-servers && npm install
npm run build -w packages/mcp-license -w servers/bank-statement

That writes servers/bank-statement/dist/index.js, and its absolute path is the one argument the config needs.

The npm packages are not published yet, so the form below returns a 404 today. It is here because it is what the entry becomes the day the publish lands, with nothing else changed:

{
  "mcpServers": {
    "bank-statement": {
      "command": "npx",
      "args": ["-y", "@theluckystrike/mcp-bank-statement"]
    }
  }
}

No full-app restart. The MCP settings actions include restarting an unresponsive server if its tools do not appear.

Nothing is published to npm yet, so the working install paths are the ones above: the .mcpb bundle from the bundle catalog, a clone and build, or the hosted URL.

No install: the hosted endpoint

The same server runs at https://mcp.zovo.one/mcp/bank-statement over MCP streamable HTTP, no install. Mint a free token with curl https://mcp.zovo.one/mcp/token, or use a Pro key. It has no filesystem, so a file comes back as a one-hour download link.

Write the transport in. Omitting type falls back to the legacy sse transport, which will not talk to this endpoint:

{
  "mcpServers": {
    "bank-statement": {
      "type": "streamableHttp",
      "url": "https://mcp.zovo.one/mcp/bank-statement",
      "headers": { "Authorization": "Bearer <token>" }
    }
  }
}

Cline notes worth knowing first

Cline is the one client here with an unsafe transport default. `type` selects it, and omitting `type` falls back to the legacy sse transport, so a streamable HTTP endpoint needs it written in or you will debug a server that is fine. Local entries carry "disabled" and an "autoApprove" array.

Free: 2 accounts, 12 months of history, 5 category rules, summary and search. Pro is $19 once, verified offline.

Questions

Where does the config live?

The CLI reads ~/.cline/mcp.json. For the extension, do not hunt for a path: MCP Servers icon, Configure tab, Configure MCP Servers. cline mcp opens a wizard, and cline config mcp --json is the non-interactive form.

The hosted endpoint will not connect.

Set the transport explicitly. Omitting type falls back to the legacy sse transport, so streamable HTTP needs "type": "streamableHttp" written in.

Should I auto-approve MCP Bank Statement's tools?

Approve the read-only ones and leave the writing ones behind a click: each entry carries an autoApprove array and a disabled flag.

MCP Bank Statement in detail · The same server in Windsurf and Claude.ai and Claude Desktop connectors · Every server in Cline · Guides · Cline docs · Buy Pro

Related guides & tools

Categorize and reconcile a bank CSV export from chat · Turn a bank CSV export into Excel rows from chat · How to categorize bank transactions